{"id":509,"date":"2023-02-16T08:00:00","date_gmt":"2023-02-16T08:00:00","guid":{"rendered":"https:\/\/tr.worldnextstep.com\/switzerland-investor-visa\/"},"modified":"2026-11-12T17:36:04","modified_gmt":"2026-11-12T17:36:04","slug":"switzerland-investor-visa","status":"publish","type":"post","link":"https:\/\/worldnextstep.com\/tr\/switzerland-investor-visa\/","title":{"rendered":"\u0130svi\u00e7re Yat\u0131r\u0131mc\u0131 Vizesi: Sermaye Yoluyla Oturum \u0130\u00e7in Rehberiniz"},"content":{"rendered":"<p>Bu yaz\u0131y\u0131 okuyarak, yat\u0131r\u0131m veya toplu vergi \u00f6demesi yoluyla \u0130svi\u00e7re ikametini nas\u0131l sa\u011flayaca\u011f\u0131n\u0131z\u0131, kantonal \u00f6zellikleri nelerin bekledi\u011fini, tarihsel ve ekonomik ba\u011flam\u0131 ve vatanda\u015fl\u0131\u011fa ge\u00e7i\u015f i\u00e7in gerekenleri \u00f6\u011frenmi\u015f olacaks\u0131n\u0131z.<\/p>\n<h2 id=\"isvicre-yatirimci-vizesi-nedir\">\u0130svi\u00e7re Yat\u0131r\u0131mc\u0131 Vizesi Nedir?<\/h2>\n<p>\u0130svi\u00e7re bunu &#8220;Alt\u0131n Vize&#8221; olarak etiketlemese de, belli kriterleri kar\u015f\u0131layan finansal olarak ba\u011f\u0131ms\u0131z bireylere ve yat\u0131r\u0131mc\u0131lara oturma izinleri sunar. A\u015fa\u011f\u0131daki se\u00e7eneklerden birini tercih edebilirsiniz:<\/p>\n<ul class=\"wp-block-list\">\n<li>Toplu vergi \u00f6demesi \u2013 gelir veya servet yerine ya\u015fam giderlerinize g\u00f6re y\u0131ll\u0131k sabit vergi.<\/li>\n<li>\u0130\u015f yat\u0131r\u0131m\u0131 \u2013 \u0130svi\u00e7reli bir \u015firkete veya gayrimenkule do\u011frudan sermaye enjeksiyonu.<\/li>\n<\/ul>\n<p>Bu se\u00e7enekler size <strong>B izin<\/strong> sa\u011flar ve bir y\u0131l ge\u00e7erlidir, her y\u0131l yenilenebilir, ve s\u00fcrekli ikamet s\u00fcresi sonunda on y\u0131l boyunca devam ederse, olas\u0131 bir C iznine (kal\u0131c\u0131 ikamet) ula\u015f\u0131labilir<sup>1<\/sup>.<\/p>\n<p><sup>1<\/sup> \u0130svi\u00e7re G\u00f6\u00e7 ve \u0130kamet \u0130\u015fleri Devlet Sekreterli\u011fi, \u201c\u0130kamet \u0130zinleri: B \u0130zni,\u201d https:\/\/www.sem.admin.ch\/sem\/en\/home\/themen\/aufenthalt\/aeu-efta-visa-und-zulassung.html<\/p>\n<h3 id=\"toplu-vergi-odemesi-vs-is-yatirimi\">Toplu Vergi \u00d6demesi vs. \u0130\u015f Yat\u0131r\u0131m\u0131<\/h3>\n<p>Toplu vergi \u00f6deyenler, b\u00fct\u00e7elerine g\u00f6re belirlenen ya\u015fam giderleri \u00fczerinden (genellikle kantona g\u00f6re y\u0131ll\u0131k CHF 400.000\u2013CHF 1 milyon, \u00f6rne\u011fin <a href=\"https:\/\/www.ge.ch\/impots-benefices-individuels\/taxation-au-forfait\">Cenevre\u2019nin CHF 400.000 minimum toplu vergi taban\u0131<\/a> ve Zug\u2019un yakla\u015f\u0131k CHF 300.000 s\u0131n\u0131r\u0131) vergi de\u011ferlendirmesi yaparlar, i\u015f yat\u0131r\u0131mc\u0131lar\u0131 ise \u015funlar\u0131 g\u00f6stermelidir:<\/p>\n<ol class=\"wp-block-list\">\n<li>Minimum hisse veya sermaye enjeksiyonu (genellikle CHF 1\u20135 milyon)<sup>2<\/sup>.<\/li>\n<li>\u0130\u015f yaratma veya ekonomik katk\u0131 i\u00e7in net bir plan.<\/li>\n<\/ol>\n<p><sup>2<\/sup> Fragomen LLP, \u201c\u0130svi\u00e7re: Finansal olarak Ba\u011f\u0131ms\u0131z Bireyler \u0130\u00e7in Yeni \u0130kamet Se\u00e7ene\u011fi,\u201d https:\/\/www.fragomen.com\/insights\/switzerland-new-residence-option-for-financially-independent-individuals<\/p>\n<h2 id=\"uygunluk-ve-basvuru-sureci\">Uygunluk ve Ba\u015fvuru S\u00fcreci<\/h2>\n<p>Kan\u0131tlaman\u0131z gerekenler:<\/p>\n<ul class=\"wp-block-list\">\n<li>En az 12 ay ge\u00e7erli bir pasaport.<\/li>\n<li>Y\u0131ll\u0131k vergi temeliniz veya yat\u0131r\u0131m\u0131n\u0131z i\u00e7in yeterli fon.<\/li>\n<li>Kendiniz ve ba\u011f\u0131ml\u0131lar\u0131n\u0131za y\u00f6nelik kapsaml\u0131 sa\u011fl\u0131k sigortas\u0131, i\u00e7erecek \u015fekilde <a href=\"https:\/\/www.bag.admin.ch\/bag\/en\/home\/versicherungen\/krankenversicherung.html\">zorunlu \u0130svi\u00e7re sa\u011fl\u0131k sigortas\u0131 kapsam\u0131<\/a>.<\/li>\n<li>Temiz adli sicil ve iyi durumda oldu\u011funuza dair kan\u0131t.<\/li>\n<\/ul>\n<p>Ba\u015fvurular, ya\u015famak istedi\u011finiz <strong>kanton g\u00f6\u00e7menlik idaresine<\/strong> yap\u0131l\u0131r. \u0130\u015flem s\u00fcreleri de\u011fi\u015fken olup, ilk inceleme i\u00e7in 8-12 hafta, ard\u0131ndan federal onay i\u00e7in alt\u0131 aya kadar s\u00fcrebilir<sup>3<\/sup>.<\/p>\n<p><sup>3<\/sup> Expatica, \u201c\u0130svi\u00e7re vizeleri ve izinleri: Kimlere gerek?\u201d https:\/\/www.expatica.com\/ch\/moving\/visas\/swiss-visa-106719\/<\/p>\n<h2 id=\"onemli-kantonal-farkliliklar\">\u00d6nemli Kantonal Farkl\u0131l\u0131klar<\/h2>\n<p>Her kanton belirler:<\/p>\n<ul class=\"wp-block-list\">\n<li>En d\u00fc\u015f\u00fck toplu vergi taban\u0131 (\u00f6rne\u011fin, Cenevre CHF 400.000 isterken, Zug yakla\u015f\u0131k CHF 300.000 ba\u015flayabilir).<\/li>\n<li>\u0130\u015f yat\u0131r\u0131mc\u0131lar\u0131 i\u00e7in kurumsal vergi oranlar\u0131, detaylar <a href=\"https:\/\/home.kpmg.com\/ch\/en\/home\/services\/tax\/corporate-tax-in-switzerland.html\">2023 KPMG kurumsal vergi oran\u0131 kar\u015f\u0131la\u015ft\u0131rmas\u0131<\/a>nda bulunabilir.<\/li>\n<li>Due diligence kontrolleri (baz\u0131 kantonlar uluslararas\u0131 AML sertifikas\u0131 ko\u015fulu arar).<\/li>\n<\/ul>\n<p>Bu, benzer profildeki birinin Z\u00fcrih\u2019te, Friburg veya Vaud kantonlar\u0131na k\u0131yasla daha y\u00fcksek vergiler \u00f6demesine neden olabilir.<\/p>\n<h2 id=\"vergi-avantajlari-ve-finansal-yukumlulukler\">Vergi Avantajlar\u0131 ve Finansal Y\u00fck\u00fcml\u00fcl\u00fckler<\/h2>\n<p>\u0130kamet ettikten sonra kazan\u0131rs\u0131n\u0131z:<\/p>\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.bag.admin.ch\/bag\/en\/home\/versicherungen\/krankenversicherung.html\">\u0130svi\u00e7re sa\u011fl\u0131k sistemi<\/a> ve kamu e\u011fitimi imkanlar\u0131na eri\u015fim<sup>4<\/sup>.<\/li>\n<li><a href=\"https:\/\/www.consilium.europa.eu\/en\/policies\/schengen-area\/\">Schengen B\u00f6lgesi i\u00e7inde \u00f6zg\u00fcr seyahat<\/a> imkanlar\u0131.<\/li>\n<li>Ev sahibi \u00fclkenize g\u00f6re daha d\u00fc\u015f\u00fck etkili vergi oranlar\u0131.<\/li>\n<\/ul>\n<p>Ancak unutmay\u0131n:<\/p>\n<ul class=\"wp-block-list\">\n<li>Toplu vergiler genellikle y\u0131ll\u0131k CHF 100.000\u2013400.000 aras\u0131 ba\u015flar.<\/li>\n<li>\u0130\u015f yat\u0131r\u0131mc\u0131lar\u0131 hisselerini korumal\u0131 ve y\u0131lda rapor vermelidir.<\/li>\n<\/ul>\n<p><sup>4<\/sup> B&#038;C Partners, \u201cYat\u0131r\u0131mc\u0131lar i\u00e7in \u0130svi\u00e7re Oturma \u0130zni,\u201d https:\/\/www.b-c-partners.com\/en\/swiss-residence-permit-for-investors\/<\/p>\n<h2 id=\"gayrimenkul-ve-demografi-uzerindeki-etkiler\">Gayrimenkul ve Demografi \u00dczerindeki Etkiler<\/h2>\n<p>Yat\u0131r\u0131mc\u0131 vizesi sahipleri genellikle l\u00fcks kentsel ve Alp b\u00f6lgelerine y\u00f6nelir.<br \/>\n\u0130svi\u00e7re\u2019de gayrimenkul fiyatlar\u0131 2000 ile 2018 y\u0131llar\u0131 aras\u0131nda %40 artm\u0131\u015ft\u0131r, bu art\u0131\u015f k\u0131smen zengin yeni g\u00f6\u00e7menler taraf\u0131ndan tetiklenmi\u015ftir. Bu, \u00f6zellikle Cenevre ve Z\u00fcrih gibi kantonlarda y\u00fcksek kaliteli segmentlerde eri\u015filebilirli\u011fi azaltabilir.<\/p>\n<p>Demografik olarak, bu t\u00fcr programlar y\u00fcksek net de\u011fere sahip aileleri getirir, yerel ya\u015f ve gelir profillerini kayd\u0131r\u0131r, ama ayn\u0131 zamanda hizmetler ve l\u00fcks perakendeye harcamalar\u0131 te\u015fvik eder.<\/p>\n<h2 id=\"yatirim-ikametinin-kisa-tarihcesi\">Yat\u0131r\u0131m \u0130kametinin K\u0131sa Tarih\u00e7esi<\/h2>\n<ul>\n<li>1993: Emekli ve zengin bireyleri \u00e7ekmek amac\u0131yla toplu vergi uygulamas\u0131 ba\u015flat\u0131ld\u0131, detaylar <a href=\"https:\/\/en.wikipedia.org\/wiki\/Taxation_in_Switzerland#Forfait_tax\">Vikipedi\u2019de \u0130svi\u00e7re toplu vergi genel g\u00f6r\u00fcn\u00fcm\u00fcnde<\/a>.<\/li>\n<li>2002\u20132010: Uygun vergi anla\u015fmalar\u0131yla istikrarl\u0131 b\u00fcy\u00fcme.<\/li>\n<li>2016: OECD, \u0130svi\u00e7re\u2019yi Baz Erozyon ve Kar Sa\u011flama (BEPS) \u00e7er\u00e7evesinde due diligence\u2019i s\u0131k\u0131la\u015ft\u0131rmaya zorlad\u0131<sup>6<\/sup>.<\/li>\n<li>2020\u2019den itibaren: Kantolar, yerel se\u00e7menlerin konut ve adalet endi\u015felerini g\u00f6z \u00f6n\u00fcne alarak s\u0131n\u0131rlar\u0131 yukar\u0131 \u00e7eker.<\/li>\n<\/ul>\n<p><sup>6<\/sup> OECD, \u201cBEPS Eylem Plan\u0131,\u201d https:\/\/www.oecd.org\/tax\/beps\/beps-about.htm<\/p>\n<h2 id=\"due-diligence-ve-kara-para-aklama-karsiti-onlemler\">Due Diligence ve Kara Para Aklama Kar\u015f\u0131t\u0131 \u00d6nlemler<\/h2>\n<p>\u0130svi\u00e7re s\u0131k\u0131 kontroller uygular:<\/p>\n<ul class=\"wp-block-list\">\n<li>Fon kayna\u011f\u0131n\u0131n uluslararas\u0131 bankalarla do\u011frulanmas\u0131.<\/li>\n<li>K\u00fcresel yapt\u0131r\u0131m listeleriyle \u00e7apraz kontroller.<\/li>\n<li>2017 sonras\u0131 <a href=\"https:\/\/www.fedlex.admin.ch\/eli\/cc\/2015\/279\/en\">\u0130svi\u00e7re Kara Para Aklamay\u0131 \u00d6nleme Yasas\u0131<\/a> alt\u0131nda daha kat\u0131 kurallar.<\/li>\n<\/ul>\n<p>\u201c\u0130svi\u00e7re, d\u00fcnyadaki en s\u0131k\u0131 AML rejimlerinden birine sahiptir,\u201d diyor FATF kar\u015f\u0131l\u0131kl\u0131 de\u011ferlendirmesi<sup>7<\/sup>.<\/p>\n<p><sup>7<\/sup> Finansal Eylem G\u00f6rev G\u00fcc\u00fc (FATF), \u201c\u0130svi\u00e7re\u2019nin Kar\u015f\u0131l\u0131kl\u0131 De\u011ferlendirmesi,\u201d https:\/\/www.fatf-gafi.org\/publications\/mutualevaluations\/documents\/Switzerland-2016.html<\/p>\n<h2 id=\"isvicre-ve-komsu-ulkelerin-yatirim-vizesi-karsilastirmasi\">\u0130svi\u00e7re ve Kom\u015fu \u00dclkelerin Yat\u0131r\u0131m Vizesi Kar\u015f\u0131la\u015ft\u0131rmas\u0131<\/h2>\n<figure class=\"wp-block-table\">\n<div class=\"wns-table-scroll\" tabindex=\"0\"><table>\n<thead>\n<tr>\n<th>\u00dclke<\/th>\n<th>Minimum Yat\u0131r\u0131m<\/th>\n<th>Schengen Eri\u015fimi<\/th>\n<th>\u0130\u015flem S\u00fcresi Tahmini<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u0130svi\u00e7re<\/td>\n<td>CHF 400.000\u20131 milyon<\/td>\n<td>Evet<\/td>\n<td>4\u20136 ay<\/td>\n<\/tr>\n<tr>\n<td>Avusturya<\/td>\n<td>\u20ac3 milyon+<\/td>\n<td>Evet<\/td>\n<td>6\u20139 ay<\/td>\n<\/tr>\n<tr>\n<td>Portekiz<\/td>\n<td>\u20ac500.000 gayrimenkul<\/td>\n<td>Evet<\/td>\n<td>4\u20135 ay<\/td>\n<\/tr>\n<tr>\n<td>Malta<\/td>\n<td>\u20ac700.000 ba\u011f\u0131\u015f +<\/td>\n<td>Evet<\/td>\n<td>3\u20134 ay<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/figure>\n<p>\u0130svi\u00e7re daha y\u00fcksek sermaye talep eder, ancak siyasi istikrar ve yenilemeler aras\u0131nda ikamet zorunlulu\u011fu olmadan, Portekiz\u2019in alt\u0131 ayl\u0131k kalma \u015fart\u0131n\u0131n aksine, daha fazla esneklik sa\u011flar.<\/p>\n<h2 id=\"yatirimci-ikametinden-isvicrevatandasligina-gecis\">Yat\u0131r\u0131mc\u0131 \u0130kametinden \u0130svi\u00e7reVatanda\u015fl\u0131\u011f\u0131na Ge\u00e7i\u015f<\/h2>\n<p>Vatanda\u015fl\u0131k almak i\u00e7in:<\/p>\n<ol class=\"wp-block-list\">\n<li>En az \u00fc\u00e7 (basitle\u015ftirilmi\u015f) veya on y\u0131l (normal) ard\u0131\u015f\u0131k ikamet ile C iznini tutmak.<\/li>\n<li>Entegrasyonu g\u00f6stermek: dil yeterlili\u011fi (A2 s\u00f6zl\u00fc, A1 yaz\u0131l\u0131 Almanca, Frans\u0131zca veya \u0130talyanca) ve \u0130svi\u00e7re gelenekleri hakk\u0131nda bilgi.<\/li>\n<li>Sosyal uyumu g\u00f6stermek: sosyal yard\u0131m veya devlete a\u015f\u0131r\u0131 ba\u011f\u0131ml\u0131 olmamak<sup>8<\/sup>.<\/li>\n<\/ol>\n<p><sup>8<\/sup> \u0130svi\u00e7re Konfederasyonu, \u201cVatanda\u015fl\u0131k \u015eartlar\u0131,\u201d https:\/\/www.ch.ch\/en\/foreign-nationals-in-switzerland\/naturalisation\/<\/p>\n<h2 id=\"isvicre-hakkinda-gercekler-ve-sayilar\">\u0130svi\u00e7re Hakk\u0131nda Ger\u00e7ekler ve Say\u0131lar<\/h2>\n<ul>\n<li>2021\u2019de yakla\u015f\u0131k <strong>800<\/strong> AB\/EFTA d\u0131\u015f\u0131 vatanda\u015f toplu vergi \u00f6demeleriyle ikamet hakk\u0131 kazand\u0131<sup>9<\/sup>.<\/li>\n<li>En \u00e7ok gelen \u00fclkeler: Fransa (%25), Birle\u015fik Krall\u0131k (%18), ABD (%15), Almanya (%10).<\/li>\n<li>En y\u00fcksek kat\u0131l\u0131m g\u00f6steren kantonlar: Cenevre, Vaud, Z\u00fcrih.<\/li>\n<\/ul>\n<p><sup>9<\/sup> \u0130svi\u00e7re Federal \u0130statistik Ofisi, \u201c\u0130kamet \u0130zinleri Ama\u00e7 ve T\u00fcrlerine G\u00f6re,\u201d https:\/\/www.bfs.admin.ch\/bfs\/en\/home\/statistics\/migration-integration.html<\/p>\n<h2 id=\"iste-isvicre-bolumunuz-burada-basliyor\">\u0130\u015fte \u0130svi\u00e7re B\u00f6l\u00fcm\u00fcn\u00fcz Burada Ba\u015fl\u0131yor<\/h2>\n<p>\u0130svi\u00e7re\u2019de ikamet etmeyi, yat\u0131r\u0131m veya toplu vergi \u00f6demesiyle g\u00fcvence alt\u0131na almak, kantona \u00f6zg\u00fc kurallar\u0131, vergi y\u00fck\u00fcml\u00fcl\u00fcklerini ve due diligence \u015fartlar\u0131n\u0131 anlarsan\u0131z olduk\u00e7a basittir. Belgeleriniz ve net bir finansal plan\u0131n\u0131zla ba\u015fvuru yapmaya haz\u0131r olursunuz, Schengen \u00f6zg\u00fcrl\u00fc\u011f\u00fcn\u00fczden faydalanabilir ve zamanla kal\u0131c\u0131 stat\u00fc veya vatanda\u015fl\u0131k pe\u015finde ko\u015fabilirsiniz. Avrupa\u2019n\u0131n finans ve Alp b\u00f6lgelerinin kalbinde bir ya\u015fam\u0131n kap\u0131lar\u0131n\u0131 aral\u0131yorsunuz.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bu yaz\u0131y\u0131 okuyarak, yat\u0131r\u0131m veya toplu vergi \u00f6demesi yoluyla \u0130svi\u00e7re ikametini nas\u0131l sa\u011flayaca\u011f\u0131n\u0131z\u0131, kantonal \u00f6zellikleri nelerin bekledi\u011fini, tarihsel ve ekonomik ba\u011flam\u0131 ve vatanda\u015fl\u0131\u011fa ge\u00e7i\u015f i\u00e7in gerekenleri \u00f6\u011frenmi\u015f olacaks\u0131n\u0131z. \u0130svi\u00e7re Yat\u0131r\u0131mc\u0131 Vizesi Nedir?&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-509","post","type-post","status-publish","format-standard","hentry","category-citizenship-investment"],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/worldnextstep.com\/tr\/wp-json\/wp\/v2\/posts\/509","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/worldnextstep.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/worldnextstep.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/worldnextstep.com\/tr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/worldnextstep.com\/tr\/wp-json\/wp\/v2\/comments?post=509"}],"version-history":[{"count":1,"href":"https:\/\/worldnextstep.com\/tr\/wp-json\/wp\/v2\/posts\/509\/revisions"}],"predecessor-version":[{"id":1189,"href":"https:\/\/worldnextstep.com\/tr\/wp-json\/wp\/v2\/posts\/509\/revisions\/1189"}],"wp:attachment":[{"href":"https:\/\/worldnextstep.com\/tr\/wp-json\/wp\/v2\/media?parent=509"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/worldnextstep.com\/tr\/wp-json\/wp\/v2\/categories?post=509"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/worldnextstep.com\/tr\/wp-json\/wp\/v2\/tags?post=509"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}